Got Hail? Roof Hail Damage Restoration Cost – What to Expect in 2021

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Many contemporary roofing systems are rated for hail resistance. The scale is generally 1 thru 4, which conveys the size of hail that has been tested on sample of roofing material to let you the consumer know what the given material can withstand. In terms of ratings, always look for class 4 hail impact resistant roofing products if your home is located in a hail prone area.

Hail damage to an asphalt shingles roof

Roofs and siding on your home are continually vulnerable to hail damage, especially in hail-prone states such as Texas, Oklahoma, Colorado, Kansas, Wyoming, and other areas. Fortunately, restoration of a hail-damaged roof is both attainable and economically feasible.

Note: While many asphalt shingle roofing products may carry Class 4 hail impact resistance ratings, no asphalt shingle manufacturer provides an actual warranty coverage on their class 4 AR (impact resistant shingles).

In other words, while class 4 rated asphalt shingle products will provide some additional degree of protection from hail damage impact, no asphalt shingle manufacturer will offer warranty coverage in case of hail damage.

That said, if you can get a discount from your homeowner’s insurance company for a hail-rated roof shingles, then the extra expense will likely be well worth it.

If the actual warranty coverage (not just the rating) on class 4 rated, impact resistant roofing product is a must-have, then consider going with a hail-damage warrantied roofing product such as metal and stone coated steel tiles.

Diagnosing the Problem and Assessing the Roof for Hail Damage

Before any restoration work is even considered, the extent of the damage to the roof needs to be determined. Damage from hail to a roof can be stealthy and invisible from the ground.

With golf ball sized hail or larger, you’ll see noticeable signs of destruction to siding, gutters, or windows. In that situation, it’s probably a given that the roof also has some extent of damage.

Did you know? When hail is closer to quarter size, and up to golf ball sized hail, detection of damage from the ground level is difficult to assess.

Anatomy of hail damage to shingle

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While it is obvious that climbing onto the roof is the way to assess the damage, it is not advisable for you to do so, particularly with any type of tiled or shingled roof.

Loosened tiles can be dangerous to walk on, not to mention if the damage to the roof deck also exists but is covered by the damaged tiles.

If you suspect any sort of damage to your roof, the first step is to contact your homeowner’s insurance company.

Most homeowner’s insurance covers hail damage to roofs. They’ll likely schedule an inspector to climb on your roof to assess the problem. Either way, it is in your best interest to hire a roofing contractor to diagnose the extent of the problem. They’ll know what to look for, what can be saved, what needs restoration, and be able to estimate the costs.

Keep in mind that if your roof has any vents or other fixtures, these too will likely require repair or replacement. What may not seem like much damage to a roof (may not be apparent to you), may actually be significant, and that’s why a trained professional is necessary for proper assessment.

The reason any roof ever needs a replacement is due to ongoing wear and tear, and hail damage is a well-known way to speed that process up.

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Note: It’s important not to wait too long as insurance companies have a time limit for coverage, usually up to 1 year and often no less than 6 months.

Resolving the Problem

Did you know? Hail Damage Restoration almost always means replacement of damaged shingles or panels, not patching up, be it for roofs or siding. With vinyl and metal, hail will likely dent the material. With stone, clay and fiberglass asphalt shingles, it’ll leave visible nicks or even crack the material.

Where panels are damaged such as with standing seam roofs or corrugated/ribbed metal, the panels with visible damage will need replacement. On vinyl siding, this is a relatively easy job. With standing seam, it can be extensive labor, but manageable for a professional contractor.

It ought to be noted that standing seam and stone coated steel tiles are particularly hard to damage, given its high resistance to hail and impact. Yet it has been known to happen.

On tiled roofs, such as 3-tab and architectural asphalt shingles, concrete or clay tiles, slate, and metal tiles, the surrounding tiles will need to be removed to correctly inspect and properly repair the areas of heavy impact.

Given that hail often occurs with heavy winds and rainfall, tiles particularly must be checked for potential leaks. Wear and tear to the surface is rather noticeable, while leaks in your roof are the ultimate item to guard against.

How Much Will It Cost?

Knowing that your insurance will cover restoration is a huge relief. In some states, insurance coverage for hail damage is mandatory, while some states leave it as optional given how rare it may be.

Either way, it is helpful to know the extent of damage, since once partial restoration occurs, the overall roof will depreciate in value. Also, consider the fact that the deductible is a cost you will likely be responsible for.

Mild to moderate damage will result in spot replacements to affected areas of your roof, or siding. With asphalt shingle being the number one roofing material, let’s stick to those costs.

For every square (100 sq. ft.), you can expect to pay $550 to $1,500 for restoration, or repair. The range is based on national averages, quality of the contractor, the materials being used, roof difficulty and accessibility, and how extensive the damage is.

For extensive damage, a full roof replacement may be needed. Obviously, this is the worst-case scenario. A new asphalt roof on a typical home will cost between $9,500 and $25,000, depending on roof size, your location, and other variables. Of course, this would be a good time to upgrade to a higher-rated class 4 hail impact resistant roofing material. 😉

Given that severe damage is rare, you can expect to pay between $4,000 and $6,500 for a moderately damaged roof that was impacted by quarter sized hail or larger.

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What's a Typical Cost To Install a new Roof? Average Price: $5,960 - $12,740
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2 thoughts on “Got Hail? Roof Hail Damage Restoration Cost – What to Expect in 2021”

  1. You mentioned that hail damage might be invisible from the ground. A large storm came through our neighborhood two days ago, and the hail that fell from the sky dented our car. I haven’t noticed anything wrong with the roof, but if I can’t see it from the ground, maybe I should have a professional that specializes in hail damage roof repair take a look to see if anything needs to be replaced?

    • Hi Hannah,

      Yes, that would be advisable, if there is substantial hail damage to shingles, your homeowner’s insurance should cover it.

      Good Luck,


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