How to Deal with Roof and Siding Damage from Hurricanes in 2021

We are fast approaching the hurricane season the US. As you know, storms and hurricanes can impact homes situated along the Gulf coast, as well as the tip and east cost of Florida, coastal Georgia, South and North Carolinas, and other places along the east coast.

In fact, major hurricanes can result in widespread devastation and leave billions of dollars in damage to homes’ exteriors including roofs and siding in the hurricane prone areas like Florida, Louisiana, Texas, and other coastal states.

For example, hurricanes Harvey and Irma left an estimated $150 billion in damages behind in Houston, and throughout the state of Texas, Florida, Georgia, and elsewhere.

If you’re one of hundreds of thousands of property owners dealing with the aftermath of hurricane damage to your home’s roof, siding, and windows, then this guide will provide answers to some of the most pressing questions and concerns.

Roof damage hurricane Harvey

Beware of Home Improvement Construction and Insurance Scams

A word of warning is in order at the start. When hurricanes produce widespread damage, scammers known as storm chasers flock to the devastated areas. Many of the scams are construction scams and insurance scams. Take these precautions against scams:

  • Don’t give anyone cash upfront for them to buy materials to secure or repair your home
  • Don’t buy insurance from anyone claiming to have a policy to sell you that will cover damage already done to your home
  • Don’t allow anyone into your home unless they have proper identification (not just a FEMA shirt or shirt with an insurance company name on it) and a clear reason to be there – and even then, you’re not obligated to let anyone into your home

There are charity, food stamp, and voucher scams, flood insurance scams, and many others. If you suspect fraud or attempted fraud, call the Department of Justice’s National Center for Disaster Fraud (NCDF) at 866.720.5721 or send an email to disaster@leo.gov. All contacts are kept confidential.

Immediate Steps to Take After Hurricane Damage

Wind and water are devastating forces of nature when unleashed during storms like hurricane Harvey and hurricane Irma in the US mainland and hurricane Maria in Puerto Rico.

From a practical standpoint, here are steps to take in the immediate aftermath of hurricane:

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Got Hail? Roof Hail Damage Restoration Cost – What to Expect in 2021

Many contemporary roofing systems are rated for hail resistance. The scale is generally 1 thru 4, which conveys the size of hail that has been tested on sample of roofing material to let you the consumer know what the given material can withstand. In terms of ratings, always look for class 4 hail impact resistant roofing products if your home is located in a hail prone area.

Hail damage to an asphalt shingles roof
via RCRoofingOK.com

Roofs and siding on your home are continually vulnerable to hail damage, especially in hail-prone states such as Texas, Oklahoma, Colorado, Kansas, Wyoming, and other areas. Fortunately, restoration of a hail-damaged roof is both attainable and economically feasible.

Note: While many asphalt shingle roofing products may carry Class 4 hail impact resistance ratings, no asphalt shingle manufacturer provides an actual warranty coverage on their class 4 AR (impact resistant shingles).

In other words, while class 4 rated asphalt shingle products will provide some additional degree of protection from hail damage impact, no asphalt shingle manufacturer will offer warranty coverage in case of hail damage.

That said, if you can get a discount from your homeowner’s insurance company for a hail-rated roof shingles, then the extra expense will likely be well worth it.

If the actual warranty coverage (not just the rating) on class 4 rated, impact resistant roofing product is a must-have, then consider going with a hail-damage warrantied roofing product such as metal and stone coated steel tiles.

Diagnosing the Problem and Assessing the Roof for Hail Damage

Before any restoration work is even considered, the extent of the damage to the roof needs to be determined. Damage from hail to a roof can be stealthy and invisible from the ground.

With golf ball sized hail or larger, you’ll see noticeable signs of destruction to siding, gutters, or windows. In that situation, it’s probably a given that the roof also has some extent of damage.

Did you know? When hail is closer to quarter size, and up to golf ball sized hail, detection of damage from the ground level is difficult to assess.

Anatomy of hail damage to shingle

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