Major Exterior Remodeling Upgrades for Fall, Plus Costs & ROI

Fall home exterior remodeling projects make sense for two reasons:

  • The weather is ideal for several outdoor home renovations
  • Getting your home’s exterior ready for winter is a mark of wise home-ownership

Here are the top autumn remodeling upgrades for the outside of your home, their cost range and the potential return on investment they bring:

  1. Replace the Entry Doors and Garage Door

via Eco View

Replacing any door, whether garage or entry, that faces the street, will boost your home’s curb appeal while also increasing the value and salability of your property. Even if you’re not planning on selling your house any time soon, giving your home’s exterior a practical face lift will help increase the enjoyment of your home for the whole family. The benefits of new exterior doors include:

  • Better aesthetics: New, good-looking doors make a great impression on guests, neighbors and potential buyers, if you list your home.
  • Improved energy efficiency: Replacing old doors that have settled and no longer fit well with new, insulated doors lowers heat transfer out of the house in winter and into the house in summer. When the doors are being replaced, the installer should also check for and replace any loose caulk around window and door frames.
  • A safer home and family: Home security relies on strong, secure doors as a first defense. A reliable garage door keeps potential thieves out. It can also prevent one of the thousands of injuries to children, adults and pets caused every year by old, faulty garage doors falling unexpectedly or failing to reverse motion if an object is in the way.

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Roof Financing – How to Pay for a New Roof – The Ultimate Guide

When the time comes, replacing your roof is a big, important, investment. Since a new roof can cost $10,000 or more, paying cash is not an option for most homeowners. Financing, by taking out a home equity line of credit or a home improvement loan, is how most homeowners pay for the roof they need.

A new asphalt shingle roof with PV solar panels
New Shingle Roof

$7,500
Average price
New Metal Roof

$14,500
Average price
New Flat Roof

$8,225
Average price

See costs in your area Enter Your Zip Code

A line of credit or a loan allows a homeowner to pay in installments spread out over time, which is easier to handle than an upfront cash payment in full. This guide will help you sort out the different types of home renovation loans so you can find the one that best meets your needs.

The first step is to contact at least three licensed contractors to discuss your roofing options and to get estimates on the cost of a new roof. Knowing how much your new roof will cost will help determine which type of financing works best for you.

Home Equity Lines of Credit (HELOCs)

HELOCs are revolving credit lines that typically come with variable interest rates. Your monthly payment amount will depend on the current interest rates and your loan balance.

HELOCs are very similar to credit cards, except the rates are generally significantly lower because your home serves as a collateral, whereas credit cards are considered a form of unsecured debt (with some of the debt often becoming uncollectable for Credit Card companies, hence requiring high interest rates) with much higher interest rates.

Once, you are approved for a certain HELOC amount, you can then draw any amount, at any time, up to your credit limit. You can pay the loan down or off at will.

HELOCs have two phases. During the draw period, you use the line of credit as needed, and your minimum payment may cover only the interest due for that month.

However, eventually, usually after ten years, the HELOCs draw period ends and your loan enters the repayment phase. At this point, you can no longer draw funds and the loan becomes fully amortized for the remaining years.

HELOCs offer low closing costs and are very convenient. They offer low monthly payments during the draw period. The downside of these loans is that they use variable interest rates, meaning the interest rate can rise in tandem with the Federal Reserve’s prime rate.

Also, your monthly payments can significantly increase once the repayment phase begins and you begin paying both the interest and the principle on the loan.

Homeowner’s Insurance Coverage

You might be able to use your homeowner’s insurance policy to cover the cost of a new roof. Many homeowners’ insurance policies also include roof replacement insurance, and hence will cover roof replacement if the roof was severely damaged by fire, wind, or hail. However, if your roof degraded due to age and general wear-and-tear and/or due to a lack of maintenance (no roof cleaning, allowing moss outgrowth, not dealing with issues like loose shingles in time, etc.), the insurance company won’t cover the replacement. One thing to consider is that making a claim on your insurance will, most likely, raise your premium in the future.

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GAF vs. CertainTeed Roofing Shingles: Cost, ROI – Definitive Guide for Homeowners

GAF and CertainTeed combine for a huge piece of the roofing shingle market. This comparison hits all the important factors in deciding – Quality, cost, styles, pros and cons of each option, warranties and more. Our guide also addresses the return on investment and explains when either GAF or CertainTeed shingles are a better choice for a homeowner.

Let’s put the comparison into perspective right from the start:

CertainTeed, by every measure, is the premier manufacturer of exterior building materials and a winner of the Professional Remodelers Best in Class award.

CertainTeed Landmark series Shingles Roof in Weathered Wood

While most of its lines are upmarket, CertainTeed has begun making less expensive lines like the Landmark Series to compete with the value-priced asphalt shingle brands.

GAF, the largest manufacturer of residential roofing materials, makes mostly good-quality shingles with a few premium lines like Camelot II Shingles that are exceptional.

GAF Premium Asphalt Shingles: Camelot Williamsburg Slate

CertainTeed did not appear worried about the cost a decade ago, and it still dominates the “best” category of roofing shingles, though competition is certainly increasing.

Most GAF shingles are cost-conscious products that compete with Owens-Corning, IKO, Tamko, Atlas, Malarkey and similar brands for “basic and better” ranges — niches it ranks first in.

  • CertainTeed: Mainly high-end, high-cost products with some affordable lines.
  • GAF: Mainly affordable shingle lines with some high-end products.

Here are some important qualitative and quantitative details to consider within the larger scope of CertainTeed vs. GAF shingles debate:

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